Calculate Your Stamp Duty with Confidence
For both UK and international investors, understanding your stamp duty obligations is crucial for effective financial planning. Use REALM 47's up-to-date Stamp Duty Calculator to get an accurate estimate of the costs associated with your investment property.
Our calculator takes into account the latest stamp duty percentages, providing a precise calculation based on the property’s price and location. Whether you're an investor in the UK or abroad, this tool ensures you’re equipped with the knowledge to manage your UK property investment costs and plan your next move with confidence.
Need Help with Stamp Duty on Your Investment?
REALM 47 provides expert guidance for UK and international investors on stamp duty calculations. With up-to-date rates and a clear breakdown, we help you factor in all costs to ensure your investment is financially sound.
It’s important to note that not all property purchases are subject to stamp duty. Key exemptions include:
Residential property purchases under £40,000.
Mixed-use properties benefit from non-residential (commercial) rates.
Multi-unit purchases - buying 6 or more residential properties in a single transaction (this includes properties that are on a single title) and you will benefit from non-residential rates.
There are other exemptions and reliefs that are available but we hold these cards close to our chest and share with our clients as part of our service, so that our investors only pay what’s necessary - never more.
Contact us today to get accurate stamp duty estimates and make informed property decisions.
Stamp Duty Calculator
Calculate the Stamp Duty Land Tax (SDLT) you'll need to pay on your property purchase in England or Northern Ireland.
Stamp Duty Results
| Property Value: | £300000 |
|---|---|
| Property Type: | Residential (Moving House) |
| Stamp Duty to Pay: | £0 |
| Effective Tax Rate: | 0.0% |
Tax Breakdown
| Band | Percentage | Taxable Sum | Tax Amount |
|---|
STILL HAVE QUESTIONS? CHECK OUR FAQS.
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Stamp Duty Land Tax (SDLT) is a tax you must pay when you buy a property or land over a certain price threshold in England and Northern Ireland. The amount depends on the property's purchase price, and whether it's residential or non-residential, your status as a first-time buyer, or if you already own other properties.
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No, stamp duty cannot typically be added directly to your mortgage. It must be paid as a lump sum upon completion of the property purchase. However, some buyers choose to increase their mortgage amount to cover the cost of stamp duty indirectly, but this depends on your lender's policies and your financial situation.
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The buyer of the property is responsible for paying stamp duty, not the seller. This applies whether you're purchasing a residential home, a second property, or an investment property.
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Stamp duty is a government tax applied to the legal transfer of property ownership. It’s used to generate revenue for public services and to regulate the housing market by discouraging excessive property speculation, particularly in higher price brackets.
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Stamp duty must be paid within 14 days of the completion date of the property purchase. Usually, your solicitor or conveyancer will handle this on your behalf as part of the buying process.
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You may be able to reduce or avoid stamp duty in certain situations, such as:
Being a first-time buyer (you may qualify for reduced rates).
Purchasing a property below the stamp duty threshold.
Buying a shared ownership property and choosing to pay stamp duty in stages.
If the property is considered mixed-use (part residential, part commercial), you might pay the lower non-residential rates. It's best to consult with a solicitor or tax advisor to explore legal ways to reduce your liability.
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Stamp duty rates were updated on 1st April 2025. To view these changes and how it may affect your property purchase, please use our Stamp Duty Calculator above as this has been updated to reflect the new rates.